VIRTUAL CFO SERVICES FOR GROWING BUSINESSES

Strategic finance leadership without the full-time CFO cost

Clarity on cash. Confident decisions. Calm, sustainable growth for founders doing $500k–$10m who’ve outgrown compliance accounting.

Strategic Finance Leadership
Calm, commercial decision-making
Forward-looking Insights
A founder-level perspective

You’ve Outgrown Your Accountant, But Not Ready For a Full-time CFO

Revenue is up, but decisions feel uncertain. Cash feels tighter than expected. You’re looking at past reports, not clear next steps.

What’s missing isn’t data, it’s financial leadership.

Meet your
CFO-as-a-Service

MiracleMint Virtual CFO is senior financial leadership embedded in your business without the overhead of hiring. Not a report writer. A decision partner who sees forward, not backward.

Cash clarity
Strategic insight
Confident decisions

What we deliver for
your business

Underneath the numbers and spreadsheets is a story worth telling. We’re here to make the extraordinary happen with your vision.

Cash flow forecasting and runway visibility
Know where your cash goes and how long your runway lasts. Plan with certainty.
Scenario modelling for growth decisions
Test hiring, expansion, and investment moves before you commit. See the financial impact clearly.
Pricing and margin analysis
Understand your true unit economics. Find pricing power and margin leaks before they compound.
Tax-aligned planning and R&D integration
Claim every R&D dollar you're entitled to. Build tax efficiency into your growth strategy.

A simple, proven approach

We move through four clear stages. Each one builds on the last, turning confusion into clarity and clarity into action. No templates. No fluff. Built around your business.
01

Diagnose your financial position

We audit your numbers, systems, and cash position to see what's real.
02

Design the strategy that fits

We build forecasts, models, and plans tailored to your growth trajectory.
03

Implement with your team

We embed the reporting systems and insights into your business so they actually work.
04

Optimise as you scale

We refine, adjust, and evolve your financial strategy as your business changes.

Why Not Just Hire a CFO?

Because you don’t need one full-time CFO.

Name
CFO-as-a-Service
Full-time CFO
$200K+ fixed cost
Only when you need it
Immediate impact
Multi-disciplinary expertise
CFO-as-a-service
$200K+ fixed cost
Only when you need it
Immediate impact
Multi-disciplinary expertise
Full-time CFO
$200K+ fixed cost
Only when you need it
Immediate impact
Multi-disciplinary expertise

MiracleMint as your finance partner

We're finance partners, not just accountants. Our team holds Chartered Accountant and Chartered Tax Adviser credentials, backed by MBA-level CFO experience. We think tax and strategy together, not separately.

Choose The Engagement That Fits Your Stage

Flexible engagement models that scale with your needs.

CFO Starter
For Early-stage businesses needing basic financial oversight
Get Started
Includes:
Bi-monthly strategy calls
Basic KPI dashboard & tracking
Annual strategic tax & business planning
Email support
CFO Growth
For Scaling businesses that need active guidance
Get Started
Everything in Essentials, plus:
Fortnightly strategy calls
Full growth planning & scenario modelling
13-week rolling cash flow forecast
Board & investor reporting with deck prep
Ad-hoc strategic decisions support
On-call same-day support

What changes when you have a financial partner

This isn't about cutting costs or squeezing margins. It's about growing with confidence and clarity.

Better decisions and more confidence
Stronger cash flow & runway visibility
Fewer surprises & more control

Hear From Founders Like You

Real stories from business owners who transformed their financial operations.

"It was our first time doing an R&D claim and MiracleMint guided and aligned us the whole way through, we are happy with the outcome and will continue our relationship with MiracleMint!"

Maxim Rioumine
Director of Software & AI

Bear and the Team at Miracle Mint were instrumental in our R&D lodgement. Great communication and an efficient service. Would recommend these guys.

Rupert Muir
Sales Director

I received close to $100K within 3 weeks of engaging with MiracleMint

Rich Latimer
CEO

With Miracle Mint there's no harm in having a conversation... Bear & the team have always been kind with and generous with their time just to at least explain the ins and outs of the R&D Tax Incentive

Simon Mildren
Hivekeepers

"MiracleMint gave us the confidence we needed — not just in our R&D claim, but in building a clear tax and wealth strategy for the family and the business."

Tristan Ozinga
Director, Advvy

"The process was seamless — MiracleMint worked brilliantly with our accountants at Rockwell Partners, and we received the full benefit of our R&D work with complete confidence."

Matthew Shilton
Director, Duke St. Kinnord Pty Ltd (Mavadoors)

"MiracleMint really took the weight off my shoulders. They managed the whole process, understood our tech, and gave us the confidence to just keep building.

Josh Santup
Founder, Caresquare

"MiracleMint gave us the confidence, the documentation, and the timely support we needed. The R&D refund has been a real enabler for us to keep building."

Cameron Neil
Director, LendForGood

“The R&D support gave us the cash flow to keep building. But beyond that, MiracleMint has become a true strategic partner — from financial modelling to grants, they’ve helped us grow with confidence.”

Rinat Strahlhofer
Founder, Lively

"We wanted a partner who could make the process fast, clear, and reliable — so we could focus on growing the business while knowing our R&D claims were in safe hands.”

Adrian Rodriguez
Co-Founder, Eux Digital

"With MiracleMint, we unlocked funding when we needed it most — and gained a nimble, trusted partner to manage not just our R&D but our entire back office."

Paul Martin
Founder, TagSpace

"I think either way, I still would have gone with Miracle Mint... that certainly helped us across the line, got us moving in the right direction."

Glenn Fleming
Founder & Managing Director, Microtech Solutions

"The biggest challenge is the complete uncertainty of an outcome while risking capital and time... but just the knowledge that [R&D tax rebates are] there and some of the ways you can structure it"

Tim Hannon
Founder, Continuum Labs

Ready to stop guessing and start growing profitably?

Talk through your numbers, your risks, and your next moves, without obligation.

Book a Call With Us