Lend4Good is an ambitious, impact-driven fintech startup building a transformative lending platform. Their approach integrates the collaborative storytelling power of crowdfunding with the robust functionality of commercial lending. By connecting lenders, intermediaries, and borrowers in a transparent and efficient way, Lend4Good is closing a critical gap in the mid-ticket lending market.

The platform is developed through iterative experimentation with modern technologies, such as Node.js, MinkoDB, custom APIs, and plugins. Their R&D focus is on generating new knowledge in multi-user workflows, compliance automation, and real-time loan performance tracking — creating a scalable and efficient impact investment ecosystem.

As an early-stage startup with limited revenue but bold growth plans, funding was critical. After raising capital, Lend4Good needed to extend its runway while continuing to refine its platform.

Director Cameron Neal knew the R&D Tax Incentive could provide a vital source of non-dilutive funding, but he needed a trusted partner who could:

• Ensure claims were fully compliant and well-documented
  
  
• Minimise the burden on his lean team by managing technical writing and calculations
  
  
• Deliver on time to keep cash flow predictable
  
  
• Build a trusted, long-term financial partnership that could evolve together as the business scaled and grew

By working with MiracleMint, we streamlined Lend4Good’s first R&D claim with a hands-on, detail-driven approach:

Discovery & Documentation
We worked closely with Cameron and his outsourced developers to capture the technical details of the project and align it with the AusIndustry guidelines.

Compliance & Accuracy
Our R&D specialists translated technical work into structured, audit-ready documentation, ensuring maximum claim value without compliance risk.

End-to-End Handling
By managing all calculations, documentation, and liaison with the accountants, we freed up Cameron’s time and removed stress from the process.

Ongoing PartnershipOur fast response times and thorough support gave Lend4Good the confidence that they had a long-term financial partner they could rely on.

The first claim itself delivered immediate, tangible benefits:

$65,000 R&D Cash Refund
From $150,000 in eligible expenditure, MiracleMint secured a $65,000 refund, extending Lend4Good’s cash runway.

Stability in Operations
The R&D refund extended Lend4Good’s runway, giving them the stability to keep building and testing their platform without disruption.

Robust Compliance
Detailed technical writing and accurate calculations gave the team full confidence in the quality of the claim, along with peace of mind that they would not face scrutiny down the line.

Trusted Relationship
The positive first engagement with MiracleMint laid the foundation for ongoing collaboration across R&D claims and broader financial advisory support.

As the founder described his experience with MiracleMint:

“MiracleMint gave us the confidence, the documentation, and the timely support we needed. The R&D refund has been a real enabler for us to keep building.” — Cameron Neal, Director, Lend4Good